Customer Stories


— Phil Entenmann
Boca Raton, FL

Phil was a Florida Mortgage Broker who spent more time helping clients with credit issues than processing loans. As the recession crippled the mortgage industry, Phil shifted his focus to credit repair. Phil now earns more with credit repair than he ever did as a mortgage broker (and he works fewer hours).

  • Timeline:
    Phil signed up for Credit Repair Cloud software, a "Credit-Repair 101" course at the American Credit Repair Academy, and a business website. The software automated Phil's disputes so he could handle more clients. The course taught him how to acquire clients quickly and to achieve a 99% success rate on removals.
  • Month 1:
    Using our client-building strategies, Phil signed up 16 clients in his first month with a profit of $6,880.
  • Month 2:
    By his third month Phil had 56 clients and a monthly revenue of $14,120. Each success brought more referrals.
  • Month 12:
    In twelve months Phil had a steady stream of referrals from Mortgage Brokers, Loan officers and Realtors (via his client portal) generated phil more revenue than he ever had as a mortgage broker. He plans to increase his staff to handle the growing list of clients.
  • Quote:
    "I earn more with my credit repair business than I ever did as a mortgage broker!"
— Dorothea and Hosea Fitten

Dorothea and Hosea Fitten, known experts among Real Estate Investors for over 20 years, now co-own Credit Restore Consortium. After years of trying to find companies to help clients raise their credit scores, they embraced the old adage of “if you want something done right, do it yourself.” They knew the obstacles could be overcome and now profit from helping people achieve the American Dream of owning a home, buying a car, having credit cards and A GREAT CREDIT SCORE. Their new business has given them the freedom of being self-employed, earning more income and the satisfaction of helping others succeed.

  • Timeline:
    The Fittens signed up for Credit Repair Cloud software, a "Credit-Repair 101" course at the American Credit Repair Academy, and a business website. Their expertise as property investors coupled with the wisdom and understanding of the credit restoration process through the American Credit Repair Academy made it easy and simple to explain the advantages to get clients signed up.
  • Month 1:
    The timeline they set for their success was six to twelve months. In just one month, they signed ten new clients. By giving them the tools and ease of the software, they were well on their way showing a profit of $4,500. The program had already paid for itself and their business continues to grow.
  • Month 2:
    They now have 35 clients with a profit of $26,250 and anticipate at least 5-7 new clients every month. Dorothea said, “When you look at $700-$1000 per client, than can add up pretty quickly.” And it does!
  • Month 12:
    The Fitten's business experienced an exponential monetary growth in a relatively short amount of time” In less than one year, they not only replaced Dorothea's annual salary of $40,000, they doubled their combined income and reported to us that they must hire additional employees.
  • Quote:
    "When you look at $700-$1000 per client, than can add up pretty quickly. In less than one year we have doubled our combined income!"
— Julie Garcia

Two years ago, Julie Garcia found herself laid off from her job after 15 years. Unemployment was not enough to keep her afloat and her credit began to take a hit pushing her down further. She found Credit Repair software online and once she fixed her own credit, her friends started asking for her help. Julie saw there was a desperate need for this type of service and could be a fulfilling and profitable business.

  • Timeline:
    Julie invested in Credit Repair Cloud software, a "Credit-Repair 101" course at the American Credit Repair Academy, and a business website.. The American Credit Repair Academy gave Julie all the tools and information she needed.
  • Month 1:
    Julie knew many people who had been laid off – ten of whom immediately became her first clients. They welcomed the help and appreciated that she understood the debilitating effects of losing not just a job but also their credit. In return, Julie loved helping people who like herself had hit hard times. Her profit was close to $5,000.
  • Month 2:
    Through the use of the flyers and web site she received with her software, and referrals, Julie was now gaining 8-10 new customers a month. The simple strategies she learned made substantial changes in all of her client's credit scores and more referrals kept coming in. Her income was now surpassing her monthly paycheck. Plus her time and hours were now her own.
  • Month 12:
    Julie is delighted with her new business and has a new respect for herself and her clients are enjoying the same benefits. Her first years profit was close to $80,000. She knew she would never have to look for a job again!
  • Quote:
    "My first year's profit was close to $130,000. I love my new business and I love helping people!"

ACADEMY TESTIMONIALS

"You went above and beyond the call of duty when it came to training me in the credit repair field. There was no way I couldn't win at this business. I was up and running my business the first week after taking the training school. I had five clients my first week. I made $1250 without trying hard at all. I paid for my Software, my web site and the training course in the first couple of days.
Thanks again! You are great!"

— Derik Abney
Credit Repair Specialist
Hillsborough, NC

"I was asked by my employer to start helping current clients with their personal credit issues. My background was in business funding. I had zero knowledge of personal credit repair. I read a few good books and learned a little. But then I was lead to the American Credit Repair Academy. Not only is she knowledgeable and professional, she makes learning fun too!

I have learned the nuts and bolts of personal credit repair. from A-Z and then some. Tricks of the trade, little known facts and decades of experience rolled into one fun course. I went from zero to hero with my clients. I recommend Credit 101 to anyone wanting to become proficient in this industry. Now I too can help people for years to come through the training I received from the American Credit Repair Academy.

Thank you so much for this gift of knowledge!"

— Dan Ollman
Funding Department Manager
Credit Repair Specialist
Boss Business Services (Credit Aid Software Users)
Las Vegas, NV
www.bossoffice.com

"Many may claim to be FICO improvement professionals but few may ever attain the skills of Ms Denise Wayne. She truly helps people to attain a higher credit score. I believe this job is more than a vocation for her. It is truly her passion. My name is Ruben A. I am a mortgage broker in San Antonio, Texas and she has helped me tremendously.

Her ability to quickly analyze a document as complex as a credit report and to offer a simple strategy to clean it up has endeared her to innumerable people in this industry. Because of her superb talent more people have been able to keep their jobs, lower their payments and pursue the American Dream of home ownership.

We are truly blessed to have her among us. I look forward to continue learning from her as well as benefiting from her wisdom. Thank you for the opportunity to tell you about this wonderful lady."

— Ruben A
Mortgage Broker
Credit Repair Specialist
San Antonio, TX

"My name is Dorothea. My husband and I are property investors. We come across people daily that desire to have the American dream to become homeowners. Our recent economy have affected their dreams. We sought out many avenues to see how we could help them overcome their obstacles which lead me to Denise Wayne. She is truly a God-send. Denise has a wealth of knowledge, wisdom and understanding of the credit restoration process and is willing to share years of the "golden nuggets" she's acquired in order that others can succeed. Denise's ability and knowledge of the credit industry and credit bureau reports are impeccable. Denise has given me the knowledge to help others and for that I will always be grateful. I would recommend her to anyone that wants to endeavor in this career field."

— Dorothea F.
Credit Repair Specialist
Hampton, VA

"The training that I received from Denise was INCREDIBLE. Everything she said was informative, helpful and insightful to say the least. I basically just sat on the other end of the phone as she continued to spit priceless knowledge that I will forever be grateful for. Her experience in this industry is evident. Her advice was invaluable. I learned so much more than I could have ever imagined. When starting your own business, you feel a pressure to succeed and a constant looming question of whether you"re doing things the right way. When my training session with Denise ended, It was as if a weight had been lifted off of my shoulders. I learned more about this line of work than I could have ever hoped for. I am forever grateful to her for her training and to Credit Aid for knowing what a quailty person they have training their clients."

— William Jackson.
Credit Repair Specialist
Staten Island, NY

"Denise, I want to thank you for a job well done. Given my full time student status, you made learning a breeze. I'm still trying to understand how I acquired so much new information without the headaches and anxiety normally associated with learning; please explain that. Your passion for teaching is evident in your voice. You are one of the best instructors I've ever encountered. Again thank you and God bless you."

— Adrienne Franklin.
Credit Repair Specialist
California

"Hello Denise, I really want to thank you for the great personal lessons that you provided in your Credit 101 course. Having been in the real estate business for more than 16 years, I have helped many clients improve their credit and buy their first home. I have now learned so much more from you and your course that now I feel I can help many more realize their dream of home ownership. I highly recommend to anyone who needs to learn how the credit industry works and how to help consumers improve their credit and improve their lives to have you as their teacher and mentor."

— John L Sims, Realtor, ABR, CIAS, CDPE
Whitney Sims REalty, LLC
Bryn Mawr, Pa

"Denise is a great instructor! Following her methods and teaching I was able to raise my clients credit score over 100pts within 2 months. Denise is very supportive and dependable. Because of Denise I am considering expanding my business. Thank you Denise! "

— Ms. Avant.
Credit Repair Specialist
New Jersey

"This testimonial is Ms.Denise Wayne. She has been very informative and knowledgeable about the credit industry and the Bureau's and their operating procedures. She has taught our company all the hidden secrets that other companies charge a whole lot for (with less positive results)."

— Claude S.
Credit Repair Specialist
North Carolina

"I have been fortunate to have the opportunity to work with Denise Wayne, a fantastic Credit Specialist, who is always there for you with a quick response. She is extremely knowledgeable in her field and willing to share her abilities with you so you can accurately help others. Thank you, Denise!"

— Luann B.
Credit Repair Specialist
Rainbow Clean Credit, LLC
Angola, IN

"When I started my credit repair business I had no idea where to begin. Denise has been the savior to my business. She is always available to talk and has helped me tremendously on learning to repair credit. She is the best thing to happen to my business."

— Elienai P.
Credit Repair Specialist
Miami, FL

Ms. Wayne:

This letter is submitted in recognition of outstanding services in respects to credit coaching and for advanced mediation between client and business owners. The guidance and the ability that you have given has saved us thousands of dollars, time and energy. There are many other companies we have spoken with, but the professionalism that you have shown has caused us not only to acquire your services but also to refer you to Lawyers, Mortgage Brokers, Colleagues, Friends and Family. Thank you for the amazing results that you have given us with your coaching. You have helped us to function more successfully in the market.

Respectfully Submitted

— Brian J.
Credit Repair Specialist
ATGE LLC

"Take a look...these are the results that you will be able to provide to your clients after you complete the credit aid academy!

I am so happy! Thanks Denise!"

— Jennie Lambert
Credit Repair Specialist.
Springfield Gardens, N.Y

"Ms.Denise,

I had no idea where to begin in the credit repair business. You have been very patient and assisted me with how the business works. I graduated and I now have a insight on how credit repair works. Your patience and knowledge has been priceless. You are a great teacher and I hope my business becomes a success just like yours.

Thank you so much."

— Cheree Poindexter
Credit Repair Specialist
A1 Services
Monroeville, AL

"Denise, I'm so glad I found you! You have completely exceeded my expectations The entire experience was a pleasure, I enjoyed the course and the information was definitely top notch and I was able to apply it right away, you really know your business. Thank you!"

— Chris B.
Credit Repair Specialist
San Diego, CA

"I want to thank Denise for her patience and understanding! Her advice,wisdom and will to teach others is awsome.She helped me understand "why" and "how" to do any and everything I need to succeed with my Credit Repair Business. I just completed training and I already have my first clients! Thanks Denise, truly youre the best."

— Daryl Mitchell
Credit Repair Specialist
La Puente, CA

"My software and training were a great investment. The training was wonderful! I have learned a lot and my instructor Denise was a wonderful teacher! I will definitely refer people to Credit Aid because the customer service is very good."

— Esther Saintus
Credit Repair Specialist
Kennesaw, GA

"I am very impressed with the credit training I received from Denise Wayne at Credit Aid. Denise is very knowledgeable and was able to give me a good understanding of how to use the software effectively and the various ways I can help my customers with the creditors as well as the Credit Bureaus. Upon completion of my class with Denise, I felt comfortable, speaking to customers effectively about helping them to repair their credit. I highly recommend this class to anyone who is in the credit repair business. Denise made the whole experience very enjoyable."

— Nadi Persaud,
Credit Repair Specialist
New York, NY

"Denise, I would like to thank you, for being such a great mentor. It means a lot when you actually find someone online that is legitimate. I learned so much, at a price you cannot beat. Thank you!"

— Diane E.,
Credit Repair Specialist
Parkland, FL

"This course was very useful and definitely thought provoking. The entire course was clear and interactive – great, friendly and fun. Catered to all levels, which was good for those just starting out and those with more experience. Denise is extremely bright, well-informed - great presenter. Thank you very much – terrific work. I have personally gained enormous amount of knowledge in Credit Repair that will now be applied to my business."

— Syed R.,
Credit Repair Specialist
Flushing, NY

"Dear Denise,

Thanks for your help and assistance with my credit repair training. The training went well and you made it very relaxing and very easy to understand. I received my certificate of completion the other day and it makes me feel so special.

Thanks for helping with my first report in which I send out a dispute on the 15th of October and just a week later I received a reply from one the creditor that the item has been deleted. It certainly added incentive that you went out of your way to help me to accomplish that task.

I will definitely recommend Denise to any one that want to start a credit repair business. Denise, you are the best and I thank you again for your patience and consideration. "

— Josh Ogundipe
Credit Repair Specialist
Arlington, TX

"Dear Denise,

I want to take this opportunity to express my gratitude for your help with my credit repair training. As a victim of ID theft I thought my battle to repair my own credit would be endless. You really took the time to understand and you created a personalized service that has helped me plan a complete credit repair business and prepare for my future. I can’t say enough about your professionalism, your fast response, and best of all, the peace of mind you gave me. I can always trust that you will provide the most efficient, effect, and high quality of service to resolve any problem. With you by my side, I have the confidence to continue to grow in my business."

— J. Chotas.
Credit Repair Specialist
Marysville, PA

"My husband, who has been in the auto business for over 15 years was completely exhausted from working 150 plus hours every two weeks. Our family hardly ever saw him and when he was home he was always stressed about work. Wanting and needing to make a change, my husband started researching the credit repair industry and discovered it could be quite a profitable business. Together, since I'm a stay at home mom with two babies, we decided this business could be a way for him to get out of the auto industry for good. My husband came across the American Credit Repair Academy online. He called the number to get more information and Denise started pouring out her knowledge of the credit repair industry. Although my husband had a lot of experience with credit over the course of his career he could tell by just one phone call with Denise that we needed her knowledge to get us to where we needed to be to get our business going right. And thank goodness we decided to enroll in the Academy with her!!! She gave us so much information that we never would have known, saving us time and money and most importantly she gave us the knowledge we needed to successfully help our customers. She has been such a blessing to have during my husbands new career endeavor. My husband is a fast learner but I tend to take things slower. Even when I didn't understand the simplest things Denise was patient and kind, taking time to re-explain things until I fully understood them. We are going to keep using her services for a long time to come too! We feel we only have one chance to make a good impression to our customers so we better do it right the first time and we can't do it without Denise!! With her years of experience of doing this exact same thing we would be silly not to take advantage of all her experience! She is totally and completely worth the investment."

— Rich and Laura Beecroft
Credit Repair Specialists
Flagstaff, AZ
 

"Dear Ms. Wayne,

Your Credit Classes and guidance are not just fantastic but also the #1 thing that we have relied upon to help our clients. I want to highly recommend your services to all those that would want to start a credit repair company or for those that want to invest in their own education to repair their own credit.Thank you. You are fantastic!"

— Crown Credit and Debt Solutions
Credit Repair Specialists
Cutler Bay, FL
 

"Hello,

I wanted to take a moment to write about my learning experience at the American Credit Repair Academy and my instructor Denise Wayne. When I enrolled I immediately received a call from Denise. Denise is very charming and has a vast amount of information in her tool belt. I learned so much from her not only will it help me and my loved ones but now I will have the opportunity to help others, which is what motivates me to provide a service, this service to others. Another aspect I truly appreciate about Denise was that the topics covered were presented in the manner that made me more able to apply the material to real life experiences. It was easy for me to visualize the processes working and I understood why/how process had to be followed in order for them to work. It's one thing to be told "this is how to do it" and "this is why we do it this way". For me Denise helped me grasp the importance of all!! I will recommend American Credit Repair Academy to those ready to learn. Thank you and I truly appreciate you!"

— April N. Jackson, BA
Certified Credit Repair Specialist
Seattle, WA
 

Credit repair is a high-profit, recurring-revenue business
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